HDB Calculators

Everything for an HDB flat in one place: how much you can borrow, which grants you may get, what the resale levy is, and how much you take home when you sell.

12 tools

HDB Affordability Calculator (MSR & TDSR)

See how much HDB flat you can afford in Singapore with MSR, TDSR, CPF, and HDB vs bank loans

HDB Loan Eligibility Calculator (HLE)

Estimate max HDB or bank loan from income, age, debts and tenure using 30% MSR, 55% TDSR and HDB age rules

HDB Grant Calculator (EHG)

Look up EHG, Family, Proximity and Singles housing grants from HDB’s published tables

HDB Remaining Lease & CPF Usage Calculator (95-year rule)

See how much CPF you can use and the prorated HDB LTV when remaining lease may not cover the youngest buyer to age 95

HDB Resale Levy Calculator

Look up the HDB resale levy when buying a second subsidised flat, including Singles Grant half-rates

HDB Sale Proceeds Calculator

Estimate cash in hand and the CPF refund after the loan, accrued interest, commission with GST and other selling costs

HDB Renovation Loan Calculator

Estimate an HDB renovation loan and monthly repayment from MAS TDSR headroom (no official HDB cap by flat type)

HDB Bulky Item Removal Finder

Find official bulky-item collection rules, booking links and phone numbers for all 19 Town Councils

TDSR & MSR Calculator (How Much Home Loan Can I Get)

See the maximum bank home loan and property price you can afford under MAS TDSR, MSR and LTV rules, for private property, HDB flats and ECs

CPF Accrued Interest Calculator

Estimate the accrued interest and total CPF refund when you sell, from downpayment, grants and monthly CPF instalments

Seller’s Stamp Duty (SSD) Calculator

Work out SSD on a residential sale from your purchase and sale dates, and see when the rate drops to zero

Town Council Finder

Find which Singapore town council manages your HDB estate or constituency, with phone numbers, websites and bulky-item removal links

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