Housing & Property Calculators
Buying, selling or renting a home in Singapore involves grants, loans, stamp duties and CPF refunds that depend on each other. These tools cover each step, from checking what you can afford to working out what you take home when you sell.
20 tools
HDB Affordability Calculator (MSR & TDSR)
See how much HDB flat you can afford in Singapore with MSR, TDSR, CPF, and HDB vs bank loans
Property True Cost Calculator
Full cost of owning an HDB flat or condo - stamp duty, CPF accrued interest, property tax, break-even price and real profit on sale
HDB Bulky Item Removal Finder
Find official bulky-item collection rules, booking links and phone numbers for all 19 Town Councils
Singapore Buyer’s Stamp Duty Calculator
Estimate IRAS Buyer’s Stamp Duty on residential or non-residential purchase price using the progressive bands from 15 Feb 2023
ABSD Calculator Singapore
Estimate Additional Buyer’s Stamp Duty by citizen, PR, foreigner, entity or developer profile and property count
Property Agent Commission Calculator
Total agent commission payable on a sale, purchase or rental from the rate or fee you agreed, with GST added or included
Rental Stamp Duty Calculator
Stamp duty on a lease or tenancy agreement, the stamping deadline and the late-stamping penalty
Rental Yield Calculator
Gross and net rental yield after vacancy, property tax, maintenance and buying costs including BSD
CPF Accrued Interest Calculator
Estimate the accrued interest and total CPF refund when you sell, from downpayment, grants and monthly CPF instalments
HDB Sale Proceeds Calculator
Estimate cash in hand and the CPF refund after the loan, accrued interest, commission with GST and other selling costs
Seller’s Stamp Duty (SSD) Calculator
Work out SSD on a residential sale from your purchase and sale dates, and see when the rate drops to zero
HDB Resale Levy Calculator
Look up the HDB resale levy when buying a second subsidised flat, including Singles Grant half-rates
HDB Loan Eligibility Calculator (HLE)
Estimate max HDB or bank loan from income, age, debts and tenure using 30% MSR, 55% TDSR and HDB age rules
HDB Grant Calculator (EHG)
Look up EHG, Family, Proximity and Singles housing grants from HDB’s published tables
HDB Remaining Lease & CPF Usage Calculator (95-year rule)
See how much CPF you can use and the prorated HDB LTV when remaining lease may not cover the youngest buyer to age 95
HDB Renovation Loan Calculator
Estimate an HDB renovation loan and monthly repayment from MAS TDSR headroom (no official HDB cap by flat type)
Town Council Finder
Find which Singapore town council manages your HDB estate or constituency, with phone numbers, websites and bulky-item removal links
TDSR & MSR Calculator (How Much Home Loan Can I Get)
See the maximum bank home loan and property price you can afford under MAS TDSR, MSR and LTV rules, for private property, HDB flats and ECs
CPF Home Protection Scheme Premium Estimator (HDB Mortgage Insurance)
Estimate the annual CPF Home Protection Scheme premium for an HDB loan from your age, sex, loan type, outstanding loan and term, using CPF’s own rate table
Mortgage Refinancing Calculator Singapore
Compare your home loan with a new rate or tenure: monthly saving, one-off costs, break-even months and total interest saved