ToolSG
Free Singapore calculators for HDB affordability, CPF, GST, SORA, school age, and everyday tools. Fast, accurate, no sign-up.
Tools
Housing
HDB Affordability Calculator (MSR & TDSR)
See how much HDB flat you can afford in Singapore with MSR, TDSR, CPF, and HDB vs bank loans
Property True Cost Calculator
Full cost of owning an HDB flat or condo - stamp duty, CPF accrued interest, property tax, break-even price and real profit on sale
HDB Bulky Item Removal Finder
Find official bulky-item collection rules, booking links and phone numbers for all 19 Town Councils
Singapore Buyer’s Stamp Duty Calculator
Estimate IRAS Buyer’s Stamp Duty on residential or non-residential purchase price using the progressive bands from 15 Feb 2023
ABSD Calculator Singapore
Estimate Additional Buyer’s Stamp Duty by citizen, PR, foreigner, entity or developer profile and property count
Property Agent Commission Calculator
Total agent commission payable on a sale, purchase or rental from the rate or fee you agreed, with GST added or included
Rental Stamp Duty Calculator
Stamp duty on a lease or tenancy agreement, the stamping deadline and the late-stamping penalty
Rental Yield Calculator
Gross and net rental yield after vacancy, property tax, maintenance and buying costs including BSD
CPF Accrued Interest Calculator
Estimate the accrued interest and total CPF refund when you sell, from downpayment, grants and monthly CPF instalments
HDB Sale Proceeds Calculator
Estimate cash in hand and the CPF refund after the loan, accrued interest, commission with GST and other selling costs
Seller’s Stamp Duty (SSD) Calculator
Work out SSD on a residential sale from your purchase and sale dates, and see when the rate drops to zero
HDB Resale Levy Calculator
Look up the HDB resale levy when buying a second subsidised flat, including Singles Grant half-rates
HDB Loan Eligibility Calculator (HLE)
Estimate max HDB or bank loan from income, age, debts and tenure using 30% MSR, 55% TDSR and HDB age rules
HDB Grant Calculator (EHG)
Look up EHG, Family, Proximity and Singles housing grants from HDB’s published tables
HDB Remaining Lease & CPF Usage Calculator (95-year rule)
See how much CPF you can use and the prorated HDB LTV when remaining lease may not cover the youngest buyer to age 95
HDB Renovation Loan Calculator
Estimate an HDB renovation loan and monthly repayment from MAS TDSR headroom (no official HDB cap by flat type)
Town Council Finder
Find which Singapore town council manages your HDB estate or constituency, with phone numbers, websites and bulky-item removal links
TDSR & MSR Calculator (How Much Home Loan Can I Get)
See the maximum bank home loan and property price you can afford under MAS TDSR, MSR and LTV rules, for private property, HDB flats and ECs
CPF Home Protection Scheme Premium Estimator (HDB Mortgage Insurance)
Estimate the annual CPF Home Protection Scheme premium for an HDB loan from your age, sex, loan type, outstanding loan and term, using CPF’s own rate table
CPF & Retirement
CPF Contribution Calculator
Calculate CPF contributions and account allocation for Singapore
Singapore Take-Home Pay Calculator
See net monthly pay after 2026 employee CPF, including the $8,000 Ordinary Wage ceiling
Silver Support Checker
Check if you may get Silver Support and the quarterly payout by HDB flat type and household income per person
CPF Withdrawal Calculator
What you can withdraw from CPF at 55 and 65: amounts above the FRS, the property route, the 65 lump sum and the CPF LIFE premium
CPF Top-Up Tax Relief Calculator
CPF Cash Top-up Relief and tax saved for cash top-ups to your own and your family's SA, RA and MediSave accounts
SRS Contribution Calculator
Check the annual SRS cap, remaining room, tax-relief amount and estimated tax savings for Citizens, PRs and foreigners
CPF Retirement Sum Calculator (BRS / FRS / ERS)
See BRS, FRS and ERS targets for the year you turn 55, shortfall versus savings, and 2026 CPF LIFE illustrations
Singapore Savings Bonds Calculator
Project Singapore Savings Bonds interest and average return if you hold SBNOV26 (or a pasted coupon schedule) for 1–10 years
Tax & Benefits
GST & Service Charge Calculator
Calculate GST and service charges for Singapore
Singapore Income Tax Calculator
Estimate IRAS tax payable from chargeable income, including YA rebates and non-resident rates
Self-Employed Tax & MediSave Calculator
Estimate compulsory MediSave and income tax on net trade income for self-employed Citizens and PRs
Corporate Tax Calculator
Singapore company tax at 17% with the start-up or partial exemption and the YA 2026 CIT Rebate
Singapore Government Support Quick Reference (GST Voucher, CDC, U-Save)
Amounts, eligibility and payout dates for GST Voucher, CDC Vouchers, U-Save and Budget 2026 payouts, with a quick estimate for your household
Restaurant Bill Calculator & Splitter (Service Charge + GST)
Add the 10% service charge and 9% GST to menu prices, then split the bill equally or by what each person ordered, with shares that add up exactly
Singapore Property Tax Calculator
Estimate IRAS property tax from Annual Value for owner-occupied HDB flats, rented homes, and non-residential properties
Work & National Service
IPPT Calculator
Calculate your Singapore IPPT score and award
MOM Working Hours Compliance Checker
Verify compliance with MOM working hours regulations for Singapore employees
Singapore Overtime Pay Calculator
Estimate Employment Act overtime at 1.5× using the MOM hourly formula and salary caps
Prorated Salary Calculator
Pay for a month you join, leave or take no-pay leave, using MOM's incomplete-month method
No-Pay Leave Calculator
Salary deducted for no-pay leave, and the effect on CPF and take-home pay
Retrenchment Benefit Calculator
Retrenchment benefit under the tripartite norm of 2 weeks to 1 month per year of service, plus unused leave pay
SDL Calculator
Monthly and yearly Skills Development Levy for your team at 0.25% with the $2 minimum and $11.25 maximum per employee
Parental Leave Calculator
Maternity, paternity, shared parental, childcare and infant care leave for your child by birth date, and who pays
Progressive Wage Checker
Check cleaner, security, landscape and lift wages against the PWM schedule, or the Local Qualifying Salary
EP COMPASS Calculator
Check the Employment Pass qualifying salary by age and score the 40-point COMPASS test
Singapore Notice Period Calculator
Work out Employment Act s.10 notice from length of service, or apply contract days, including the day notice is given
Singapore FDW Levy Calculator
Estimate the migrant domestic worker levy at $300 / $450 / $60 concession, including daily rates
Singapore NS ORD Calculator
Work out Operationally Ready Date from enlistment for 24- or 22-month full-time National Service
Foreign Worker Levy Calculator (WP / S Pass)
Estimate MOM Work Permit or S Pass levy by sector, skill tier and dependency ratio — not the FDW levy
Singapore Annual Leave Entitlement Calculator
See MOM statutory annual leave by year of service, prorate incomplete years, and check paid sick-leave days from three months
Singapore Working Days Calculator
Count working days between two dates minus public holidays, and work out MOM pay for an incomplete month
Singapore Payroll Calculator (Employer Cost)
See an employee’s total monthly cost to the company: employer CPF, SDL and foreign worker levy, plus employee CPF, CDAC/MBMF/SINDA/ECF and net pay
Self-Help Group Contribution Calculator (CDAC, SINDA, MBMF, ECF)
See the monthly CDAC, SINDA, MBMF or ECF amount deducted from your pay, your wage band and what changes at the next band
Work Pass Quota Calculator (S Pass & Work Permit)
See how many S Pass and Work Permit holders your company can hire from its local headcount, by sector, with the levy tier of the next hire
Domestic Helper Salary Calculator (Daily Rate & Rest Day Pay)
Work out a helper’s daily rate (monthly salary ÷ 26), pay for rest days worked, part-month salary and the total monthly cost to the employer with levy
School & Family
MOE School Terms & Holidays
View MOE school terms and holidays for 2026 - Add to calendar
Singapore School Age Checker
Check when your child can start Nursery, K1, K2, or Primary 1 in Singapore based on MOE age rules
Singapore Public Holidays 2026
See MOM gazetted 2026 public holidays, Monday in-lieu days, the next holiday, and long weekends
Singapore PSLE Score Calculator
Convert four subject marks into Achievement Levels and the PSLE aggregate from 4 to 32
Singapore Baby Bonus Calculator
Estimate cash gift, CDA First Step and government matching for Citizen births from 18 February 2025
Infant Care & Childcare Subsidy Calculator
Estimate ECDA basic and additional subsidies for infant care or childcare by working status and household income
Transport & Rates
Carpark Availability
Find available parking lots across Singapore with real-time data and interactive map
SORA Rate Today
Track today's SORA rate from MAS for Singapore floating-rate home loans
Singapore MRT Map
Interactive map of all MRT and LRT lines with station names and codes, plus future JRL, CRL and extension stations with opening dates
Singapore Road Tax Calculator
Estimate LTA road tax for petrol, diesel, hybrid and electric cars or motorcycles, including EV AFC and age surcharge
COE & Car Upfront Cost Calculator
Total OMV, ARF, customs duty, GST, COE and the $350 registration fee into an all-in first-registration car cost
COE Prices & Bidding Results
Latest COE premiums for Cat A–E, PQP for renewals, and every bidding result since 2002 with charts, export and the Cat A/B merger proposal
PARF & COE Rebate Calculator
Work out the PARF and COE rebate when you scrap or export a car, under the 2023 and February 2026 schedules and caps
Car Depreciation Calculator (with Paper Value)
See yearly car depreciation and paper value (PARF + COE rebate) now and at sale, plus the worst-case loss if you scrap the car
Car Affordability Calculator
See the MAS loan limit, minimum down payment, monthly instalment, running costs and yearly depreciation of a new car
Car Loan Calculator
See the MAS loan limit, minimum down payment, monthly instalment, total interest and effective rate (EIR) of a car loan, and compare 1 to 7 year tenures
Environment & Health
Flood Alerts Across Singapore
Track official flood alerts, affected locations, and cleared notices across Singapore by date or time
Dengue Cluster Checker
View active dengue clusters in Singapore on an interactive map using official NEA open data
PM2.5 Air Quality Monitor
Monitor real-time PM2.5 air quality levels across Singapore with hourly updates
Singapore Weather Monitor
Check live temperature, humidity, rainfall and wind readings from NEA weather stations
Singapore Utilities Bill Estimator
Estimate SP electricity at the regulated tariff plus PUB water, conservation tax and waterborne fee, including 9% GST
BCRS Return Point Finder
Find the nearest Singapore Return Right reverse vending machine by postal code or GPS, with a 10¢ BCRS deposit refund calculator
More Singapore Tools
Singapore TOTO Quick Pick
Generate random Singapore TOTO quick-pick numbers with secure browser-based randomness
Personal Loan Calculator (Flat Rate to EIR)
Convert a Singapore bank flat rate to EIR, see monthly instalment, total interest and processing-fee cost, and check moneylender caps
Singapore FM Radio Live Player
Listen to Singapore FM radio online — Mediacorp, SPH Media, BBC 88.9 and more — in a free HTML5 player
Unit Converters
Length Converter
Convert between different length units easily
Data Size Converter
Convert between bytes, KB, MB, GB, TB and more
Area Converter
Convert between Area units instantly, with every unit shown side by side.
Weight Converter
Convert between Weight units instantly, with every unit shown side by side.
Volume Converter
Convert between Volume units instantly, with every unit shown side by side.
Temperature Converter
Convert between Temperature units instantly, with every unit shown side by side.
Quantity Converter
Convert between Quantity units instantly, with every unit shown side by side.
Time Converter
Convert between Time units instantly, with every unit shown side by side.
Parts-per Converter
Convert between Parts-per units instantly, with every unit shown side by side.
Speed Converter
Convert between Speed units instantly, with every unit shown side by side.
Pace Converter
Convert between Pace units instantly, with every unit shown side by side.
Pressure Converter
Convert between Pressure units instantly, with every unit shown side by side.
Electric current Converter
Convert between Electric current units instantly, with every unit shown side by side.
Voltage Converter
Convert between Voltage units instantly, with every unit shown side by side.
Power Converter
Convert between Power units instantly, with every unit shown side by side.
Reactive power Converter
Convert between Reactive power units instantly, with every unit shown side by side.
Apparent power Converter
Convert between Apparent power units instantly, with every unit shown side by side.
Energy Converter
Convert between Energy units instantly, with every unit shown side by side.
Reactive energy Converter
Convert between Reactive energy units instantly, with every unit shown side by side.
Volumetric flow rate Converter
Convert between Volumetric flow rate units instantly, with every unit shown side by side.
Illuminance Converter
Convert between Illuminance units instantly, with every unit shown side by side.
Frequency Converter
Convert between Frequency units instantly, with every unit shown side by side.
Angle Converter
Convert between Angle units instantly, with every unit shown side by side.
Torque Converter
Convert between Torque units instantly, with every unit shown side by side.
Electric charge Converter
Convert between Electric charge units instantly, with every unit shown side by side.
Calculators
Invoice Generator
Create professional invoices for Singapore businesses - Free and GST-ready
Freelance Invoice Generator
Create professional invoices for freelance work - Bill by the hour or project, free and PayNow-ready
Singapore Loan Repayment Calculator
Calculate monthly repayments, total interest, and payoff time for Singapore home, car, and personal loans
Store Profit Calculator
Compare two operating plans for a physical store and instantly see gross profit, break-even revenue, and monthly net profit
Percentage Calculator
Find a percentage of a number, reverse a percentage, or measure percent change — including 9% GST checks
Compound Interest Calculator
Project a balance with monthly compounding and optional end-of-month contributions
Encoders
HTML Entity Encoder / Decoder
Encode and decode HTML entities for safe display in web pages
Base64 Encoder / Decoder
Encode text to Base64 or decode Base64 to text - supports standard and URL-safe encoding
Text to Binary Converter
Convert Text to Binary instantly in your browser.
Binary to Text Converter
Convert Binary to Text instantly in your browser.
Hex to Binary Converter
Convert Hex to Binary instantly in your browser.
Binary to Hex Converter
Convert Binary to Hex instantly in your browser.
ASCII to Binary Converter
Convert ASCII to Binary instantly in your browser.
Binary to ASCII Converter
Convert Binary to ASCII instantly in your browser.
Decimal to Binary Converter
Convert Decimal to Binary instantly in your browser.
Binary to Decimal Converter
Convert Binary to Decimal instantly in your browser.
Text to ASCII Converter
Convert Text to ASCII instantly in your browser.
ASCII to Text Converter
Convert ASCII to Text instantly in your browser.
Hex to Decimal Converter
Convert Hex to Decimal instantly in your browser.
Decimal to Hex Converter
Convert Decimal to Hex instantly in your browser.
Octal to Binary Converter
Convert Octal to Binary instantly in your browser.
Binary to Octal Converter
Convert Binary to Octal instantly in your browser.
Octal to Decimal Converter
Convert Octal to Decimal instantly in your browser.
Decimal to Octal Converter
Convert Decimal to Octal instantly in your browser.
Hex to Octal Converter
Convert Hex to Octal instantly in your browser.
Octal to Hex Converter
Convert Octal to Hex instantly in your browser.
Text to Octal Converter
Convert Text to Octal instantly in your browser.
Octal to Text Converter
Convert Octal to Text instantly in your browser.
Text to Hex Converter
Convert Text to Hex instantly in your browser.
Hex to Text Converter
Convert Hex to Text instantly in your browser.
Text to Decimal Converter
Convert Text to Decimal instantly in your browser.
Decimal to Text Converter
Convert Decimal to Text instantly in your browser.
Developer Tools
JSON Formatter & Minifier
Format, validate, and minify JSON data online
World Clock
View current time across multiple cities and time zones worldwide
PHP Array JSON Converter
Convert between PHP arrays and JSON format
Meeting Time Optimizer
Find the best overlapping meeting times across different time zones
Unix Timestamp Converter
Convert Unix timestamps to dates and vice versa
JWT Expiration Checker
Check JWT token expiration and decode JWT payload
Line Ending Detector (LF vs CRLF)
Detect and convert between LF (Unix/Linux/macOS) and CRLF (Windows) line endings
What is My Timezone?
Automatically detect your current timezone, UTC offset, and time zone information
Markdown Previewer
Preview Markdown headings, lists, links, quotes, and code blocks live as you type
XML to JSON Converter
Convert XML to JSON in your browser, with no upload and no sign-up.
JSON to XML Converter
Convert JSON to XML in your browser, with no upload and no sign-up.
CSV to JSON Converter
Convert CSV to JSON in your browser, with no upload and no sign-up.
JSON to CSV Converter
Convert JSON to CSV in your browser, with no upload and no sign-up.
TSV to JSON Converter
Convert TSV to JSON in your browser, with no upload and no sign-up.
JSON to TSV Converter
Convert JSON to TSV in your browser, with no upload and no sign-up.
JSON to plain text Converter
Convert JSON to plain text in your browser, with no upload and no sign-up.
JSON Viewer
Explore JSON as a collapsible tree instead of a wall of text.
JSON Validator
Check whether JSON is valid and see exactly where it breaks.
JSON Minifier
Strip whitespace from JSON to make it as small as possible.
JSON Editor
Clean up and re-indent JSON as you edit it.
Text Tools
Spin Wheel Random Picker
Import a list, spin the wheel, and randomly pick a name or item
Text Minifier
Minimize text by removing unnecessary whitespace
Text Diff Tool
Compare two texts and highlight the differences
Unicode Character Explorer
Search, explore, and copy Unicode characters and symbols
Hidden Character Cleaner
Detect and remove hidden characters, invisible spaces, and special Unicode characters
Copy-Paste Sanitizer
Clean text copied from websites, PDFs, and documents - remove formatting and special characters
Text to Slug Converter
Turn any headline into a clean, URL-safe slug.
Case Converter
Convert text between eleven letter cases, including programming conventions.
Remove Line Breaks
Strip or tidy line breaks in pasted text.
Text Repeater
Repeat a line or block of text as many times as you need.
Text Sorter
Sort lines alphabetically, by length, or numerically — with optional deduplication.
Comma Separator
Convert a list of lines into a comma-separated list, and back again.
Word Counter
Count words, characters, sentences and paragraphs, with reading time.
Lorem Ipsum Generator
Generate placeholder text by paragraph, sentence or word.
Random Word Generator
Generate random English words for names, prompts and testing.
Image Tools
Monitor Color Test
Run fullscreen monitor color tests to spot dead pixels, tint, banding, and backlight issues
Mic, Speaker & Camera Test
Check microphone input, speaker output, and camera preview directly in your browser
JPG to PNG Converter
Convert JPEG photos to lossless PNG in your browser.
PNG to JPG Converter
Convert PNG images to JPEG with adjustable quality.
WebP to PNG Converter
Convert WebP images to PNG for wider compatibility.
WebP to JPG Converter
Convert WebP images to JPEG with adjustable quality.
PNG to WebP Converter
Convert PNG images to WebP for smaller files.
JPG to WebP Converter
Convert JPEG photos to WebP for smaller files.
ICO to PNG Converter
Extract a Windows icon into a standard PNG image.
PNG to BMP Converter
Convert PNG images to uncompressed BMP.
JPG to BMP Converter
Convert JPEG photos to uncompressed BMP.
PNG to ICO Converter
Turn a PNG into a Windows icon or favicon.
JPG to ICO Converter
Turn a JPEG into a Windows icon or favicon.
Image Converter
Convert any image between PNG, JPG, WebP, BMP and ICO.
JPG Converter
Convert JPEG photos to PNG, WebP, BMP or ICO.
ICO Converter
Convert Windows icons to PNG, JPG, WebP or BMP.
Image Resizer
Resize an image to exact dimensions, with or without the aspect ratio locked.
Image Enlarger
Scale an image up by a percentage.
Rotate Image
Rotate an image by 90, 180 or 270 degrees.
Flip Image
Mirror an image horizontally or vertically.
Image Cropper
Crop an image to a rectangle you specify.
Image to Base64
Convert an image into a Base64 data URL you can paste into CSS or HTML.
Base64 to Image
Turn a Base64 data URL back into a downloadable image.
Website Tools
Random Password Generator
Generate secure random passwords
QR Code Generator
Create QR codes for URLs, text, and more
QR Code Decoder
Decode and read QR codes from images or camera
World Typhoon Tracker
Track active typhoons and tropical storms worldwide on a live map with track paths and wind speeds
What is My IP Address?
Instantly see your public IP address (IPv4 or IPv6) - detects the real visitor IP even behind Cloudflare
SEO Keyword Difficulty Checker
Estimate keyword competition and discover easier long-tail SEO opportunities
SERP Snippet Preview Tool
Preview how your title, URL, and meta description may appear in Google search results
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